Phase 4 · financial sandbox
Every unit of value has two sides.
Campaign funds are reserved before participation, earnings are posted only after valid consent, and wallet totals come from an append-only double-entry ledger.
Ledger reconciliationBALANCED4 balanced transactions
Individual wallet
Simulate a payout
Choose a deterministic provider result to verify success, reversal, or retry handling. EUR and USD always remain separate.
Minimum 100 minor units. There is no bank, card, crypto, or external payment provider in this sandbox.
Funding controls
Organization treasury
Civic Energy ObservatoryUSD isolated ledger
Available$29,350.00
Reserved$650.00
Northstar Mobility LabsEUR isolated ledger
Available€24,100.00
Reserved€900.00
Campaign commitments
Active funding reservations
Household energy choices
$650.00of $650.00 remaining
Cleaner urban mobility study
€900.00of €900.00 remaining
Append-only history
Your earnings
No earnings posted yetA funded offer acceptance will create the first immutable earning event.
Provider simulator
Payout attempts
No payout attemptsSuccess, failure, and retry scenarios will appear here.
Finance operations
Controlled treasury actions
Request a deposit or refund
A second authorized actor must approve the request before any ledger transaction is created.
Finance Operator role requiredWallet payouts remain available to their owner; treasury actions require platform authorization.
Reconciliation and reports
Persist a zero-sum check for both currency books and export pseudonymous operational summaries.
Finance or Auditor access is required for reports.
No persisted reconciliation runs yet.
Four-eyes queue
Deposits and refunds
No adjustment requestsNew deposit and refund requests will appear here.
Provider retry queue
Processing payouts
No retries waitingPayouts with a simulated retry result will appear here.
Versioned controls
Finance policy
New policy versions affect only future payment agreements and payouts. Existing agreements retain their original fee snapshot.
0 bps platform fee100 minimum units3 max attempts
Period governance
Accounting close
A completed month can close only after balanced EUR and USD reconciliation, followed by approval from a second finance actor.